by | | The Blog
For most people, the world financial crisis has been a wake-up call. In today’s financial landscape, people need to be more frugal, more goal conscious and more financially literate.
There is no doubt that Americans have changed the way we shop and plan our household budgets. In fact, who would have ever imagined that retail outlets which feature dollar items would be among the fastest growing industries in the country? Forbes wrote about dollar stores: “In retail, cheap is the way to go. Stores that sell stuff for less than a buck are tearing it up.”
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by | | The Blog
From the moment you graduate college, the quest for building a solid financial future for many people begins. It’s been said a man’s home is his castle so let’s compare this “quest” for a solid financial future to building your financial castle. I’m amazed at the number of people I meet with who are 10, 15 or even 20 years into building their financial castle, and who unbeknownst to them have been building their castle on sand as opposed to building on a solid rock.
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by | | The Blog
This is your captain speaking. To reach our destination of getting a rudimentary understanding of life insurance, we are going to be cruising at an altitude of 10,000 feet, so go ahead and strap your seat belts. As we take off, should the thought of our destination cause you to want to throw up, there are bags in front of your seat pocket. Once we get to a comfortable altitude, I assure you any negative thoughts and preconceived notions you had about our intended destination will have completely disappeared.
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by | | The Blog
If owning a home is part of the American Dream then I guess mortgages would be one way to go about financing the American Dream. The very thing that makes home ownership possible for the vast majority in America is the same thing that everyone is so quick to want to get rid of. Can the home mortgage be that bad? Perhaps it’s the long list of financial gurus on air and in books that have pointed out how if you keep your 30 year mortgage, you could end up paying 2 to 3 times the cost of the house when you factor in the interest payments made to the financial institution. And you know what, they’re right. But the fact is – that’s not the whole story.
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by | | The Blog
Want to be the life of the party? Share a story of how you, your child or your favorite team came from behind to win the game and you’ll have the entire room’s attention. Why is that? It’s really simple. Deep down inside of us, we all love to win. If you don’t believe me, ask any fan of the Miami Heat how they would have felt if the Heat lost either game 6 or game 7 of the 2012 Eastern Conference Finals.
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