Proponents of “The Mom and Dad Plan” would have you believe that your home is your biggest investment.  For many, it’s the largest single investment they’ll make at one time. However, just because you sign your line on the dotted line to a multi six figure or even seven figure purchase does not make this a good investment.  This module starts off with a 3.5 minute video with professional actors driving home the prevailing thought shared in this module.

Module 1 is all about getting the right financial perspective on how to properly view and account for your home within your financial plan.  We’ll explore ideas like this and much more:

• Big Money Pit—I’ll show you 9 reasons your home is just one big money pit and what to do about it
• Return Reality Check—if you consider your home to be your biggest investment, you should at least know how to compute your real rate of return when you sell.  I show you how
• Location, Location, Location—Yes, it’s the only reason your home will appreciate or is it?  I show you what else affects appreciation and how to properly calculate appreciation on your home?  It’s not as simple as you think. I show you how and what you should do to maximize appreciation while giving yourself the greatest amount of flexibility and control over unforeseen market forces
• Secrets To Real Estate Riches—I show you how to maximize your rate of return, your tax savings, how to have more security, liquidity, control, and how to make more money every time you purchase a home (hint: it’s not the way you’ve been buying homes in the past!)

Getting past one of the biggest myths of your home being your biggest investment is critical to making the right decisions about where you buy, how you buy and how you sell your home.  After this module, you’ll never look at your home the same way again!

Ever felt like you were out of the loop.  Think back to your high school days when all of your friends were in on a secret and you were left outside that circle of trust.  When it comes to your banking relationship, what if there were secrets your banker was keeping from you that could positively impact your financial health.  Wouldn’t you want to know what those were? This module starts off with about a 4-minute video with our familiar crew of professional actors driving home some of the prevailing thoughts shared in this module.  In Module 2, I discuss this and much more:

• Your Home vs Your House—both seem like interchangeable terms but only one gives you the right perspective to proper financial planning
• Mortgages 101—with so many different options which is right for you? If banks made the same amount of money on each option, how many would there be? You guessed right.  So, knowing which is best for you versus which is best for the bank is key in making the right choice
• The Financing Decision—pay cash or finance your home purchase. Which is the better decision?  Which do you think the bank prefers you do?  You might be shocked to find out the right answer
• Mortgage Relief The Fast & Secure Way—is a 15-year mortgage a faster and more secure way to pay off your debt than a 30-year mortgage? Suze Orman and Dave Ramsey want you to think so, but are they right?
• Mortgage History—why this one law from the 1950’s that no longer applies has everyone fooled on the best way to be most financially secure with your home

Secrets, like myths, are meant to be exposed and busted.  I bust several of them I in this module and share insider secrets that banks don’t want you to know.  Just don’t start a riot or something once you become aware of them in this module.  A simple thank you Ike would be fine ?

Learning to love money is one of your keys to becoming financially free.  But loving money can be hard when you are in debt.  Rather than feeling shame or guilt about having debt, instead learn the Harry Houdini Debt Trick.  With the knowledge of this trick, you’ll know how to quickly escape the debt straight jacket, get on the high occupancy vehicle lane to being debt free, and never ever feel like a prisoner to debt again.

In module 3, we’ll cover this and much more…

• Other People’s Money (OPM)—what is it and how you can choose to leverage OPM to create wealth rather than be enslaved by it
• Velocity of Money (VOM)—why banks love this, how it helps them exponentially grow wealth and how you can benefit from it too
• The initials “OC”—what it stands for and why “OC,” not the interest on debt, is the most important consideration in any debt expense
• The Harry Houdini Debt Trick—a simple but effective strategy to be completely debt free (mortgage, cars, credit cards, student loans etc.) in 8 years or less

My wife and I like to watch the show Blindspot.  The main characters, Jane Doe and Kurt Weller, who work for the FBI, are routinely in very dangerous situations where they have to diffuse a ticking bomb or foil some other terrorist plot from bad guys trying to ruin our world.  Whether it’s Blindspot or CSI, you can imagine what it’s like walking into a room with only 30 seconds left before a bomb explodes.  For many unsuspecting families, given the way they’ve chosen to save for retirement, they’ve created a ticking tax time bomb that’s ready to explode and derail their financial future.

In module 4, we’ll cover this and much more…

• The Big Three—the three things you absolutely MUST KNOW before participating in any retirement plan
• Tax History—what major events in our tax history have predicted with accurate precision the ticking tax timebomb that’s going to explode in your retirement assets….not a matter of “IF” but rather “WHEN”
• RROR Enhancer—what is the retirement rate of return enhancer and how does it enhance your expected investment return by almost 50%
• Main Street 500 Tax Hack—and how to legally outsmart the tax man utilizing similar strategies that 15 Fortune 500 companies with over $23 Billion in profits used to pay ZERO in taxes in 2014

While we’ve never met, if you own a car and live in a home in the suburbs with a 2 or 3 car garage that isn’t full of boxes from a recent move, I’d bet I know a thing or two about you.  Chances are like most people in your neighborhood, at night when you retire, you park your car in your garage as opposed to on the streets.  Why?  Because it’s safe in there and there’s less of a chance of your car getting vandalized.  Like your car, you’ll also need somewhere to park your money and your investments from the time you’re working until you retire.  This decision is by far one of the most significant ones you make, as the choice you make, determines how much is there when you actually need the funds.

In module 5, we’ll cover this and much more…

• The Fantastic 12—a list of the 12 ideal benefits you should get from whereever you decide to “park” your money
• Account Scorecard—how most typical places people park their money scores against the 12 ideal benefits
• The Scary Truth—why the most common place you have your money could be the riskiest place to “park” your money
• Banking Truth or Dare—the truth about where the banks park their money and why they’d prefer you not know about their secret “parking” place

They travel the world in style, own yachts that many would love to call their home, and own real estate in multiple states and even multiple countries.  We see them in the news and even vicariously live our lives through them.  They are heroes to many.  What is the secret to how these modern-day heroes became wealth creators?  Can their success be replicated or are they simply an aberration in modern society?

In module 6, we’ll cover this and much more…

• The 3 Keys—that determine whether you’re doomed to a life of mediocrity or whether you’ll become a wealth creator
• CASH is KING—what this actually means to a wealth creator, how they use this philosophy to create more wealth, and why you want to mirror what they are doing
• The Efficiency Enhancer—the one thing wealth creators do that enhances the efficiency of every financial transaction they are involved in
• The POLI Strategy—the one strategy wealth creators use to be more like the bank and less like a customer of the bank

In 7 days, the world was created.  We have a 7-day week.  7 is a prime number.  In the Bible, there were 7 churches, 7 angels, 7 seals, 7 trumpets and 7 stars.  Famed Authors Stephen Covey introduced us to the 7 Habits of Highly Effective People while David Eastis introduced us to 7: The Magical, Amazing and Popular Number Seven.  You’ve no doubt heard of the 7 wonders of the world and today, you’ll learn about 7 wealth creation principles from Facebook’s Founder, Mark Zuckerberg.

In module 7, we’ll cover…

• The 2012 Effect—and how an article on Mark Zuckerberg’s personal finances unknowingly tipped the world off his 7 wealth creation principles
• Borrowing money for free—is there even such a thing and would you benefit from it?
• Being like the bank—how to generate profits the same way the bank does and why that can exponentially grow your wealth
• The 7 Wealth Creation Principles—know them, live them and be financially empowered by them